TN Department of Education Personnel
Emily C. Williams
Principal Investigator, Financial Education for College Access & Success
Education & Training; Human Services Consultant
Family, Career and Community Leaders of America State Adviser
Career and Technical Education
Tennessee Department of Education
710 James Robertson Parkway, AJT 4th Floor
Nashville, Tennessee 37243
Office # (615) 532-2840
Fax # (615) 532-8226
emily.c.williams@tn.gov
Middle Tennessee State University Personnel
Deborah Belcher
Presenter, Teaching Personal Finance - HSC 6100
MTSU Principal Investigator/Project Advisor, Financial Education for College Access
& Success
Middle Tennessee State University
Department of Human Sciences
PO Box 86
Murfreesboro, TN 37132
Office # (615) 898-2302
Fax # (615) 898-5130
deborah.belcher@mtsu.edu
Charmaine Duncan
Presenter, Teaching Personal Finance - HSC 6100
Project Coordinator, Financial Education for College Access & Success
Middle Tennessee State University
Department of Human Sciences
PO Box 86
Murfreesboro, TN 37132
Office # (615) 898-5349
Fax # (615) 898-5130
charmaine.duncan@mtsu.edu
Beth Emery, PhD
Instructor of Record, Teaching Personal Finance - HSC 6100
Curriculum Editor, Financial Education for College Access & Success
Middle Tennessee State University
Department of Human Sciences
PO Box 86
Murfreesboro, TN 37132
Office # (615) 898-2468
beth.emery@mtsu.edu
Mary Martin, PhD
Pencast Demonstrator, Teaching Personal Finance - HSC 6100
Curriculum Designer, Financial Education for College Access & Success
Middle Tennessee State University
Department of Mathematical Sciences
PO Box 34
Murfreesboro, TN 37132
Office # (615) 904-8236
mary.martin@mtsu.edu
Sandra Poirier, PhD, CFCS, LD/N
Curriculum Designer, Financial Education for College Access & Success
Middle Tennessee State University
Department of Human Sciences
PO Box 86
Murfreesboro, TN 37132
Office # (615) 898-5201
sandra.poirier@mtsu.edu
Courtney Starr
Project Coordinator, Financial Education for College Access & Success
Middle Tennessee State University
Department of Human Sciences
PO Box 86
Murfreesboro, TN 37132
Office # (615) 898-2401
Fax # (615) 898-5130
courtney.starr@mtsu.edu
Master Teachers
Michael Morrow
Presenter, Teaching Personal Finance - HSC 6100
Curriculum Designer, Financial Education for College Access & Success
Master Educator, Family Economics & Financial Education
Smyrna High School
Smyrna, TN 37167
morrowm@rcschools.net
Barbara Turner
Presenter, Teaching Personal Finance - HSC 6100
Curriculum Designer, Financial Education for College Access & Success
Oakland High School
Murfreesboro, TN 37129
turnerba@rcschools.net
External Evaluator
Melinda R. Hess, PhD
Project Evaluator, Financial Education for College Access & Success
Director
Research, Evaluation, and Assessment of Living and Learning, Incorporated (REALL,
Inc.)
Office # (813) 713-5588
reall.hess@gmail.com