Optional Life Insurance

Optional life insurance is available for employees who are regular 80% time or more. The life insurance information is located at http://www.state.tn.us/finance/ins/life.shtml

Employees may enroll during the initial 30-day enrollment period when they are first employed with a guaranteed issuance. After the initial enrollment, employees may apply for coverage during the annual enrollment period from October 15 through November 15. A health questionnaire will be required and application can be denied.

Term life insurance offers a pure death benefit providing month-to-month protection as long as the employee pays the premium. Premiums are lower and increase with age. Coverage is available for the employee, spouse and children.