College of Graduate Studies

Graduate Domestic Student Health Insurance Plan

Optional for MTSU domestic graduate students and fully compliant with the Affordable Care Act


Domestic Students taking 6+ credit hours can enroll in a student health insurance plan provided by Wellfleet Student.

This plan is only for domestic graduate students. If you are an international graduate student your required health insurance is managed through the Office of International Affairs. More information here.

Eligibility & Enrollment


How to Enroll:

  1. Follow the link to enroll or waive coverage
  2. Payment: The premium for the selected period is due in full at the time of enrollment.
  3. Verification: The Graduate School will verify your eligibility after the enrollment deadline. If you do not meet the eligibility requirements, you will be removed from coverage.

Important Reminders:

  • Dependents: Dependent enrollment for voluntary domestic graduate students is not available.
  • Other Insurance: This plan is designed to stand alone or be coordinated with any existing health plan.
  • Marketable Subsidies: Because this is not considered employer insurance, it will not affect your ability to receive a marketplace subsidy or obtain an Affordable Care Act (ACA) plan through the marketplace.

2026/2027 Dates


Fall Deadline: 09/08/2026

Spring/Summer Deadline: 02/02/2027

Summer Deadline: 05/31/2027

Costs & Coverage Dates

A table detailing insurance coverage dates, premiums, and enrollment deadlines by term. For Fall 2026, coverage is 8/1/2026 to 12/31/2026, premium is $1,538, and deadline is 09/08/2026. For Spring/Summer 2027, coverage is 1/1/2027 to 7/31/2027, premium is $2,130, and deadline is 02/02/2027. For Summer 2027, coverage is 5/1/2027 to 7/31/2027, premium is $924, and deadline is 05/31/2027.